Finance Articles

It may surprise you in this current economic climate that people are still thinking about retiring early, but there are an increasing number of people who fully expect to be able to retire and pursue their hobbies or volunteering for an extended period following their careers. What are the secrets to being able to lower [...]

It is surprising to me how many people I speak to who think that when they reach retirement age they will sell the family home and move to a new area that has appealed to them in the past. The idea of a Florida retirement, for instance, is one that is deep rooted in the [...]

It’s no secret that we’re knee-deep in one of the most severe recessions in several decades – and you need important investment advice to see you through the recession, particularly if you’re saving up for retirement.  Since more baby boomers than ever before are freezing contributions to their 401(k) retirement funds or cashing them out [...]

I was thinking about the real estate investment that I mentioned last time, and that made me wonder if you had really thought through how you hold your estate and its organization. Real estate is often held as “joint tenant with right of survivorship”, which gets around probate but can have disadvantages in other ways.
 
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Retirement planning can often seem like an arduous task that makes one feel as though he or she needs a financial degree from Harvard in order to understand it all.  If you’re looking at your retirement savings and wondering how you can bolster, protect or even plan ahead for it, you may be tempted to [...]

There’s no arguing with the fact that everything can be done online these days.  From grocery shopping to banking, the online world has opened up a world of opportunity for those eager to indulge – and if you’ve got your retirement plans on the brain, it can seem tempting to build your own portfolio through [...]

Employer plan sponsors are not forced to impliment 401k loan lending programs, but, many do. With respect to administration, lending programs may be the most unpopular feature and the most intensive workload associated with administering 401(k)s. Differences can be found between the payment schedule created for the debt and the repayment schedule shown by the employer’s payroll handler and these may be left undetected till [...]