Finance Articles

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!These days, it’s not uncommon to find that many baby boomers are coming into their first divorce, may have lost a business, or have found themselves mired deeply in dept.  These financial pitfalls are not just emotionally draining – [...]

Of course, not contributing to your 401(k) retirement fund is undoubtedly the biggest blunder that you can make as you approach your retirement age, no matter how appealing it may seem.  Between the fluctuating market and overstretched budgets, cashing out your 401(k) retirement fund might start to look very tempting right about now. 
Yet if you [...]

If you’re in the midst of retirement planning, then you’ve probably encountered more than a few advertisements for long-term care insurance.  If you didn’t seize the opportunity to take advantage of this necessary expense, then find a provider quickly: long-term care insurance is one of the most important components of a healthy retirement, as it [...]

The economy has been hitting your retirement fund hard.  Between the fluctuating market to the threat of inflation, it’s no wonder that you’re worried about the health of your retirement savings – and are possibly tempted to just put off saving for retirement until the recession disappears.  However, now is not the time to give [...]

It’s something that every baby boomer has dreamed of at some point – the early retirement.  Those dreams of a Florida retirement, or days spent traveling the world with a loved one is an awfully tempting thought, but many of us brush off the notion of an early retirement simply because we don’t think we’ve [...]

Retirement can always seem like somewhat of a gamble, even during the best of times.  After all, will you have enough money to see you through up to three decades?  Will you have enough to counteract the effect of inflation?  These questions alone are enough to make any baby boomer nervous; however, add the recession [...]

Taxes are as definitive during your golden years as they are when you are preparing for retirement.   Though there are some great tax benefits while you save for your retirement, there are some facts you should keep in mind that will allow you to plan ahead to reduce your tax burden when you finally begin [...]

Despite the great strides that women have made over the last century, when it comes to retirement, women are still lagging behind at an alarming rate.  As a recent report from the Women’s Institute for a Secure Retirement indicates, women are more likely than men to retire in poverty – and are three times as [...]

Let’s face it – unless you’re a savvy saver, you’ve probably lost sleep over your impending retirement at some point or another.  Maybe you’re worried that inflation will eat away at your 401(k) retirement fund, or you won’t be able to afford rising medical costs in another decade or two.  Whatever the case may be, [...]

Every evening you turn on the news and watch Brian Williams or Katie Couric report on another dive in the stock market.  And every time you hear that the stock market slides, you know that your retirement is sliding in value as well.  What can you do in this situation? 
 
If you’re like many, you may [...]