Finance Articles

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!These days, it’s not uncommon to find that many baby boomers are coming into their first divorce, may have lost a business, or have found themselves mired deeply in dept.  These financial pitfalls are not just emotionally draining – [...]

Of course, not contributing to your 401(k) retirement fund is undoubtedly the biggest blunder that you can make as you approach your retirement age, no matter how appealing it may seem.  Between the fluctuating market and overstretched budgets, cashing out your 401(k) retirement fund might start to look very tempting right about now. 
Yet if you [...]

If you’re in the midst of retirement planning, then you’ve probably encountered more than a few advertisements for long-term care insurance.  If you didn’t seize the opportunity to take advantage of this necessary expense, then find a provider quickly: long-term care insurance is one of the most important components of a healthy retirement, as it [...]

What’s in your retirement savings plan?  Though you most likely have income from just one source now, which would be your job, most Americans will have the big “three” retirement income sources after they stop working – Social Security, 401(k) or IRA, and company pension.  However, you are not limited to just these sources of [...]

No one likes to talk about the possibility of death, especially when it comes to their own; however, if you want a happy and comfortable retirement, you’ll need to plan out your estate so you don’t leave your family behind with bad debts along with old memories.  If you think that you need to hire [...]

It may surprise you in this current economic climate that people are still thinking about retiring early, but there are an increasing number of people who fully expect to be able to retire and pursue their hobbies or volunteering for an extended period following their careers. What are the secrets to being able to lower [...]

The economy has been hitting your retirement fund hard.  Between the fluctuating market to the threat of inflation, it’s no wonder that you’re worried about the health of your retirement savings – and are possibly tempted to just put off saving for retirement until the recession disappears.  However, now is not the time to give [...]

Experts in institutional and retirement investment industries are predicting a strong decline in the total number of mutual funds and mutual fund families in response to the poor investment performance experienced so far during the 21st century. 
 
Why is the once domineering mutual fund industry facing extinction?  Mutual funds were once the big investment option for [...]

It’s something that every baby boomer has dreamed of at some point – the early retirement.  Those dreams of a Florida retirement, or days spent traveling the world with a loved one is an awfully tempting thought, but many of us brush off the notion of an early retirement simply because we don’t think we’ve [...]

Remember those dreams about early retirement?  It can be easy to daydream another dreary 9-5 day with thoughts of sunny golf courses, exotic and undiscovered locations to travel to and more free time than you know what to do with.  Of course, most people brush off the thoughts of an early retirement as just fantasy, [...]